Here's Where Mortgage Payments Have Dropped the Most

Zoocasa calculated the average monthly mortgage payment in 100 cities to identify where payments have decreased the most since September 2023. The calculations are based on the median-priced single-family home with a 20% down payment, a 30-year mortgage term, and a fixed rate of 6.3% in September 2025 compared to 7.19% in September 2023.