Figure 1

FinTech innovation pipelines

FinTech AI capability status as of Nov. 2025

(Please use a modern browser to see the interactive version of this visualization)

Source: PYMNTS Intelligence, AI at the FI: Inside Credit Unions’ Demand-Execution Gap, May 2026

N= 100: FinTech executives, fielded from Oct. 22–Nov. 21, 2025