Change in California FAIR Plan Exposure, Sept. 2024-June 2025

Between September 2024 and June 2025, the residential exposure of the FAIR Plan increased by $100 million or more in approximately 26% of California ZIP codes. Particularly large increases in exposure, more than $1 billion per ZIP code, occur in areas west of Santa Monica and Los Angeles affected by fires in early 2025. Overall, residential exposure on the FAIR plan has increased by approximately $172 billion in this period.