Racial disparities in loan denial rates by locality

Statewide, African Americans were 2.4 times more likely than non-Hispanic Whites to be denied mortgage loans. In a handful of localities, the denial rates for the two groups were about the same. But in at least 25 cities and counties, the denial rate for Blacks was more than triple the rate for Whites.

Disparities were not plotted for localities with fewer than 10 mortgage loan applications from African Americans.
Map: By Jeff South Source: 2019 Home Mortgage Disclosure Act Database Get the data