Required minimum distributions if the starting age were 75
Calculated using IRS life expectancy table taking effect in 2022. Ending balance assumes 5% annual growth.
| Age | Beginning balance | RMD | 5% annual growth | Ending balance |
|---|---|---|---|---|
| 72 | $500K | n/a | 25K | 525K |
| 75 | $578.81K | −23.5K | 27.8K | 583K |
| 79 | $590.14K | −28K | 28.1K | 590.3K |
| 89 | $523.51K | −40.6K | 24.1K | 507.1K |
| 95 | $396.81K | −44.6K | 17.6K | 369.8K |
