The proportion of personal and car loans in arrears is also rising
A line graph shows two lines corresponding to the percentage of personal and auto loans in arrears, from 2019 to 2023. Personal loans start around 8% in 2019 and hover between 6-8% until a pronounced rise at the end of 2022 up to 9% in March 2023. Auto loans hover around 6% from 2019 to 2020, drop to around 4% and then climb from 2022 to around 5%.