Big six cheapest mortgage rates

Best rates for home purchases on a two-year fix with a 40 per cent deposit

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All above deals are available on the open market across the UK. Cheaper deals are available to certain customers, e.g. Lloyds offers a 3.79 per cent deal for Club Lloyds customers. Lloyds and Halifax are part of Lloyds Banking Group, which is why seven names appear in the table.