Cost comparison: Car plan, leasing, and buying

In this example, moneyland.ch compares the total cost of using a car plan, buying, and leasing a VW Tiguan (R-Line Diesel, 193 PS, 142 kW) and keeping it for two years.

Insurance: The cheapest offer for fully-comprehensive car insurance as per Financescout24, April 2026. 0-franc deductible for third-party liability and semi-comprehensive insurance, and a 1000-franc deductible for collision insurance. The insurance includes bonus protection and roadside assistance, but does not include parked-car damages insurance or passenger insurance.
Loss of value: Calculations assume a loss of value of 20 percent in the first year, and 10 percent per year in subsequent years.
Downpayment: The costs of leasing and car plans are based on a downpayment of 0 francs. Cost can vary from those shown if a downpayment is made.
Mileage: Calculations are based on mileage of 10,000 kilometers per year.
Location: Road tax and insurance figures are based on those applicable in the canton of Zurich.
Grafik: moneyland.chQuelle: moneyland.ch calculations based on information published by Flatdrive, Amag, Gowago, and Financescout24.Erstellt mit Datawrapper