Example 2: £1,000 invested in an ISA each year since 1999

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Early bird ISA investor invests on the 6 April each tax year; last minute ISA investor invests on the 5 April each tax year; drip feed ISA investor invests on the 6th of each month

Source: AJ Bell, FE Analytics, total return of IA Global sector average in GBP to 5 April 2026