-6%-5%-4%-3%-2%-1%0%1%2%3%4%5%6%Apr ’14Jul ’14Oct ’14Jan ’15Apr ’15Jul ’15Oct ’15Jan ’16Apr ’16Jul ’16Oct ’16Jan ’17Apr ’17Jul ’17Oct ’17Jan ’18
Seasonally adjusted
Trend
Seasonally adjusted
Trend
Exludes re-financing of owner-occupier homes